PDF PremFree SIP Calculator
Wondering what your monthly SIP can become? PDF Prem's free SIP calculator projects your mutual fund growth with compound returns — invested amount vs estimated gains at a glance.
Projection only — markets fluctuate.
How to use the SIP Calculator
- Enter the amount you plan to invest every month.
- Set the expected annual return — 10–12% is a common long-term equity assumption.
- Choose how many years you will stay invested.
- Results update instantly: total invested, estimated gains and maturity value.
- Try different time periods to see the power of compounding.
- Consult a financial advisor before making real investments.
Frequently asked questions
What is SIP?
SIP (Systematic Investment Plan) is a way of investing a fixed amount regularly — usually monthly — into a mutual fund, which averages your purchase cost over time.
How are the returns calculated?
Using compound growth at the annual rate you set (converted to a monthly rate). It assumes steady monthly returns for the full period.
Are SIP returns guaranteed?
No. Mutual fund returns depend on market performance and can be higher or lower than the projection. This calculator shows an estimate, not a promise.
What is the minimum SIP amount?
There is no fixed minimum here — you choose. Many Indian mutual funds accept SIPs starting from ₹100 or ₹500 per month.